“I first got Ugx. 10million then Ugx. 25million. I pay monthly on a 2.7 % interest in reducing balance. I keep my records and keenly follow my loan repayment and I also know how much I have put in my farm just like I was taught by ADC, so it is easier for me to repay the loan.
I have never defaulted my loan, I pay promptly. I recently applied for Ugx. 30million to develop a new plantation and a tree plantation so that the trees can help me to deal with hailstorm and the like. When the banana is at its peak, I get 6 million per month, for example this month I harvested thrice because it is the season.”
Kigarama People’s Cooperative Saving & Credit Society