“Before, I would get money and spend it all on buying new clothes to dress nice. Because of the advice of ADC, I have reached a different level; I got money from the bank twice, UGX 2,000,000 each time. The bank staff know me personally and often encourage me to take loans because I know how to use the loans I take and always pay back on time. I bought a plot of land and Cattle, Goats that give me returns. I have also opened a shop to sell commodities.”
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